As for mortgage trends – rates are down!! The bond market has been strong this week, and we’ve seen that reflected in slightly lower rates. But, on a side note, according to National Mortgage Professional Magazine – it will take the mortgage loan world three more years before it becomes any easier to get a mortgage. And staying on that note, even Ben Bernanke (former Federal Reserve Chairman) cannot get a bank to refinance his home. Apparently he changed jobs and cannot show two years of stable income, even though he makes $250,000 per speech – The Los Angeles Times. What comes around, goes around, Ben!!!

Just a last quick reminder: Aspire Mortgage’s Brunch and Learn: Q4 90-day business plan “Finishing 2014 with a bang” held next Thursday, October 16th at 9:00am, is almost full. We have just three spots left. Many of you have already RSVP’d to come, but if this sounds interesting to you and you are not registered, call me or email me today at or 503-888-2505.